Monte Carlo Projections v2.0

Plans that bend don't break.

A thousand randomized lifetimes with dynamic adjustments. Today's dollars throughout.

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Portfolio Trajectory

1,000 simulations over planning horizon · hover the chart to see what's driving it

10–90th Median
Median Annual Spend —
Lean Annual Spend —
Target FI Net Worth —

The Power of Flexibility

Letting spending bend modestly rescues the worst market sequences. It's the cheapest insurance policy available for your retirement.

Monte Carlo Method

We simulate 1,000 different market return sequences to Stress test your plan against "bad luck" sequences early in retirement.

Monte Carlo simulation for planning only. Not financial advice. Validate with a licensed professional.